5 money hacks for playing GTA Online Cayo Perico Heist solo

The Cayo Perico Heist made its debut in Grand Theft Auto (GTA) Online on December 15, 2020. Doing Heists and running illegal businesses have been the two most popular in-game activities since they are quite fun and generate a lot of money. While businesses have been solo-friendly since the beginning, this luxury wasn't available in Heists until the release of the Cayo Perico Heist.

One of the best aspects of this quest is that it can be approached from various perspectives. It also helps players in making a lot of money if done the right way. Hence, we will list five money hacks for playing the GTA Online Cayo Perico Heist solo.

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Completing the Elite Challenge and four other money hacks for playing GTA Online Cayo Perico Heist solo

1) Collect Secondary Targets

While scouting for the Cayo Perico Heist in GTA Online, players come across a few Secondary Targets amounting from highest to lowest in the following order:

• Gold
• C*ke
• Cash
• Art
• W**d

Although these are less rewarding than the Primary Target, ignoring them is a big mistake. Unfortunately, Gold cannot be looted in a solo playthrough. Hence, C*ke and Cash should be prioritized the most, followed by Art and W**d. Collecting Secondary Targets plays a vital role in maximizing the Heist's payout. Thus, players must fill their loot bags with whatever items they stumble onto.

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2) Completing the Elite Challenge

The Cayo Perico Elite Challenge in GTA Online rewards players with a bonus payout of $50,000. To do this, they are required to complete the Heist finale within 15 real-life minutes and not fail any hacks. While it might sound difficult, solo players can accomplish this easily by employing a stealth-based approach.

Additionally, leaving the island from the chosen Exit Point is not necessary. Head towards the left upon exiting El Rubio's compound and dive into the water from the cliff's edge. Now, continue to swim far away from the island, which should end the finale within a minute or two at max. A lot of time can be saved via this method, helping in completing the Elite Challenge.

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3) Play Cayo Perico Hard Mode

The Cayo Perico Hard Mode increases the Heist's overall payout by 10% of its value. It also raises the Elite Challenge bonus from $50,000 to $100,000. There is a cool-down period of three in-game days following a solo Cayo Perico Heist run. After this, players get only 10 real-life minutes to restart the Heist in Hard Mode.

Pavel texts them once the Heist is available again. It is best to wait inside the Kosatka Submarine or set it as the spawn location to restart the Heist as soon as Pavel's notification is received.

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4) Loot Secondary Targets inside the Hangar's upper floor

There are several buildings located on Cayo Perico's airstrip, including a Hangar in GTA Online that contains Secondary Targets. While players can collect the items on the ground floor, many are unaware of the loot hidden on the upper floor.

While it is not accessible directly, one can use the Forklift parked inside to reach the hidden collectibles. C*ke and Cash have the highest chances of spawning at this location which is great since they are high-value Secondary Targets.

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5) Loot El Rubio's office safe

Once players reach El Rubio's office, most head directly toward the fingerprint scanner without looking around. This causes them to miss out on some extra $50,000 to $100,000. Hence, those playing the GTA Online Cayo Perico Heist solo must loot El Rubio's office safe.

It is located on the wall next to the big table and, luckily, doesn't require any codes to unlock. If space is left in the loot bag, players can also loot a painting on the opposite wall.