EA FC 25: Best under 20K Ultimate Team squad

With the release of EA FC 25 just around the corner, it’s time to start planning your Ultimate Team squad. For those looking to build a competitive squad without breaking the bank, we’ve put together a team that fits comfortably under the 20K mark.

Whether you're a seasoned pro or a newcomer, this squad will help you compete in the early stages of EA FC 25's Ultimate Team without spending too much on high-profile players.

Note: This article is subjective and solely reflects the opinions of the writer.

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Best Ultimate Team squad under 20K in EA FC 25

Best Ultimate Team squad under 20K (Image via EA Sports and FUTWIZ)

This 4-3-3 squad will cost you just 19,000 coins in EA FC 25 and offers a balanced mix of defensive stability, midfield creativity, and attacking capabilities. Let’s break down each player and their role in this budget-friendly team.

• Emiliano Martinez (GK, 87 OVR) - Martinez offers excellent value for his price, costing around 8,000 coins. As one of the best budget goalkeepers available, he’s reliable between the sticks, known for his shot-stopping ability and solid handling.
• Alejandro Balde (LB, 81 OVR) - At just 2,000 coins, Balde is a steal for your left-back position. With his pace and dribbling ability, he’s great for overlapping runs and solid defensively.
• Pau Torres (CB, 82 OVR) - For just 800 coins, Pau Torres brings calm and composure to the backline. He’s known for his defensive positioning and ball-playing ability.
• Cristian Romero (CB, 84 OVR) - Paired with Torres is Cristian Romero, costing 2,000 coins. Romero is a physically dominant defender who excels in tackles and winning aerial duels.
• Noussair Mazraoui (RB, 81 OVR) - Mazraoui is a bargain at 700 coins. With solid pace and decent defensive stats, he offers great value for money. He’s capable of contributing both defensively and offensively with overlapping runs down the right flank, making him a versatile full-back in this lineup.
• Enzo Fernandez (CM, 82 OVR) - Enzo Fernandez, at 850 coins, is a perfect deep-lying playmaker. He offers great passing and vision, allowing you to transition from defense to attack smoothly.
• Dominik Szoboszlai (CM, 81 OVR) - Szoboszlai is the heartbeat of your midfield, costing 2,000 coins. Known for his long shots and creativity, he’s a player who can unlock defenses with his passing and score from a distance.
• Gavi (CM, 83 OVR) - At 850 coins, Gavi is a great box-to-box midfielder. His high work rate and ball-carrying ability add energy to your midfield. He’s an ideal partner for Szoboszlai and Fernandez, providing balance and contributing to both sides of the game.
• Mikel Oyarzabal (LW, 82 OVR) - Oyarzabal, at just 650 coins, is a fantastic budget winger. He’s known for his technical abilities, crossing and finishing.
• Athenea del Castillo (RW, 82 OVR) - For 900 coins, Athenea is an excellent value on the right wing. With her pace and dribbling skills, she’s able to beat defenders with ease.
• Stina Blackstenius (ST, 82 OVR) - Blackstenius leads the line for just 750 coins. As a target forward, she offers physicality, heading ability, and decent finishing.

Total Cost: 19,000 Coins

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This under 20K squad strikes a good balance between cost-effectiveness and performance. While you may look to upgrade as you progress, this team offers a strong foundation to get you started in EA FC 25 Ultimate Team.

With solid defensive players, a creative midfield, and a front three capable of scoring, you’ll have the tools needed to succeed from the very beginning.

As the game officially launches on September 27 (with early access available for Ultimate Edition owners), this squad can give you a head start in building a competitive team.