How much VC needed to get to 85 rating in NBA 2K25?

If you want to remain competitive in NBA 2K25’s online modes, especially in The City, upgrading your player to an 85 overall (OVR) is a crucial milestone. Those at this level are more capable of holding their own in matches, making it much easier to progress and stand out in The City’s highly competitive environment.

This article examines how much Virtual Currency (VC) is necessary to reach this desired rating from the default 60 OVR starting point.

Note: This article is subjective and solely reflects the writer's opinions.

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Reaching 85 rating in NBA 2K25: How much VC is required?

How expensive is to quickly max out your player (Image via Visual Concepts)

Moving from a 60 OVR to an 85 OVR costs between 185,000 and 189,000 VC, depending on how you allocate points. For example, if you're focusing heavily on certain attributes like strength or rebounding for a Center, the total VC might reach the higher end of the spectrum.

If you check the VC shop, you'll find that purchasing this amount of VC costs around $50, which is close to three-quarters of the price of the entire game.

For players who prefer to not spend real money, it’s possible to earn VC through gameplay, specifically in MyCAREER mode. However, the grind can be quite time-consuming.

This may involve approximately 50 hours of grinding, including some offline quick play. This shows that while earning VC in-game is feasible, it’s a slow process. Getting to an 85 OVR without spending money requires a significant time commitment, and it may take many more hours to reach the goal.

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Is it worth spending VC to get to 85 rating in NBA 2K25?

Players have the choice to spend their VC in other areas of the game (Image via Visual Concepts)

Though it is possible to play and win games in MyCAREER without reaching 85 OVR immediately, the temptation to spend real money for faster upgrades is strong. Many players opt to purchase VC to speed up their character’s development, especially when they see others advancing quickly.

That said, if you’re determined to save your VC and avoid spending on cosmetic items, there are still ways to enjoy The City without compromising your progress. For instance, you can focus your VC purely on upgrading your attributes rather than buying new clothing or accessories.

Additionally, there are in-game rewards to enjoy as well, like a free go-kart that lets you cruise around The City in style. All this while, you can save your hard-earned VC for more important upgrades. Simply put, it is not worth spending VC to upgrade to an 85 OVR in NBA 2K25.

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In summary, reaching an 85 OVR in NBA 2K25 requires around 190,000 VC. While grinding through MyCAREER mode can help you earn this VC, it’s a long journey. Many players may find it easier to spend real money for a quicker boost, but the choice ultimately comes down to how much time or cash one is willing to invest.