#2: No chance: Carmella
Carmella may have won the first (or first two depending on how you look at it) Women's Money in the Bank ladder matches, but that was a long time ago.
Cashing in on the SmackDown after WrestleMania 34, Carmella's reign as SmackDown Women's Champion lasted until Summerslam but was quickly forgotten about afterwards.
To be fair, her title loss was quickly overshadowed by Becky Lynch becoming The Man, but her being in this year's ladder match isn't the best place for the former champion to be.
Whilst her winning the match would certainly be a surprise, there are multiple women who seem more likely to win than the Princess of Staten Island, despite her claims that "Mella is Money."
It seems someone has to lose, and in this year's case, it's Carmella.