#3 Edge
The first cash-in of The Money in The Bank contract set a standard so high, that few were able to attain that standard. After winning the first-ever Money in The Bank ladder match at WrestleMania 21, Edge was destined to be the champ at some point in the future. When he won the contract, most people were unfamiliar with how the cash-in would go down.
At New Year’s Resolution, Vince McMahon appeared after the championship match. He announced in his trademark voice that Edge is cashing in the contract on the champ John Cena and the match will begin right now. It was all that people required to go absolutely nuts.
Although WWE managed to portray Cena in a good light by making him put up a fight, the Rated-R Superstar finally beat by hitting him with two spears to be crowned the champion. This cash-in will always be special as it was the first one and it set the tone for the rest of the cash-ins.