#4 Finn Balor

It's impossible to create a list of possible Universal Championship challengers and not include Finn Balor. The Irishman returned from injury over a year ago but still hasn’t received a one-on-one match for the title he was forced to relinquish in August 2016.
Reports earlier this year claimed that the first-ever Universal champion wasn’t considered “over” enough by Vince McMahon to face Brock Lesnar, which is why he still hasn’t been involved in a match for the title since his return.
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However, with Lesnar possibly losing the title to Roman Reigns soon (we’ve heard that before…), there’s every chance that Balor will step up to take on “The Big Dog” in a PPV rivalry in the not-too-distant future.