#3. Wants to make as much money as he can in the limited window he has
Nobody can blame Roman Reigns if he simply wants to make as much money as he can in this two-year window that he supposedly has left in WWE. For many superstars, such as AJ Styles and Shinsuke Nakamura, for example, WWE has essentially been their "retirement fund".
AJ Styles has obviously had success but he's been open about the fact that his main intention was to make as much money as he can and call it a day. Nobody can blame them for wanting to do this and although Reigns has been clear that his objective in WWE isn't about the money, it's only natural to think of one's family and the long-term effects.
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Given that Reigns is among the five highest paid wrestlers in WWE, it would make sense for him to try to make as much as he can in the limited window he has.