#3 Ripley already has two victories over Charlotte
Rhea Ripley and Charlotte Flair are no strangers to each other. During the build-up to the three-way Survivor Series PPV between RAW, SmackDown, and NXT, Ripley took on Charlotte Flair and Sasha Banks in a triple threat match on SmackDown. After an amazing back and forth match, it was the Nightmare who innovatively pinned the Queen while she was performing her submission hold on the Boss.
The two again faced off at the traditional 5-on-5-on-5 Survivor Series elimination match. While Ripley didn't directly pin Flair, it was her team NXT which won the match. With this, Ripley is effectively 2-0 up on Charlotte.
A victory at WrestleMania for the Nightmare would mean a total dominance over the Queen, which might not be a perfect scenario. But a loss for her would keep the doors open for a future rematch to settle the score. I'm sure the two would meet each other again in the future and WWE would have a readymade storyline for them when they do so.