#3. WWE SmackDown star Kevin Owens
Kevin Owens is another Superstar who, like Seth Rollins, is more than capable of being WWE Champion or Universal Champion, but has spent quite some time without being the holding one of WWE's two major championships.
Owens hasn't been a world champion in WWE since 2017 when he had a really good run with the Universal Title that ultimately led to the now iconic Festival of Friendship segment where he turned on his 'friend' Chris Jericho. A storyline and feud that will go down in the annals of professional wrestling without a doubt.
That title run was cut short by Goldberg of all people. While Goldberg winning the title was necessary to set up the Brock Lesnar match at WrestleMania (even though it didn't need the Universal Title), it ended a great title run from a very hot Kevin Owens.
That's why the Money in the Bank Ladder match is something that Kevin Owens needs. We need another Kevin Owens title run and he would simply be brilliant as the reigning Mr. Money in the Bank.