Payback 2020: 5 Mistakes WWE must avoid at the PPV

#1 Otis cashes in the Money in the Bank briefcase at Payback

Roman Reigns seems like the favorite to win the Universal Championship at Payback

Roman Reigns has had a huge return to WWE. He punished "The Fiend" Bray Wyatt and Braun Strowman at SummerSlam and is now seemingly a Paul Heyman guy heading into Payback. He's got a lot of momentum on his side and seems likely to reclaim the Universal Championship that he relinquished back in 2018.

After rising to prominence following WrestleMania, Otis has fizzled out of late. The Heavy Machinery member hasn't got enough going for him on SmackDown in recent weeks and deciding to cash in his Money in the Bank contract this weekend wouldn't be the best of decisions.

Sure, it's expected that Reigns, Wyatt, and Strowman will give each other a good beating at Payback and that could open a window for Otis. But even after that, it's hard to envision him overshadow a potentially huge win for one of the three Superstars in the main event. Otis cashing in would add the surprise element to the PPV but if given that he's likely to fail, there's no point in wasting that briefcase.