WWE Payback 2020: 6 Possible finishes for 'The Fiend' Bray Wyatt vs Roman Reigns vs Braun Strowman - Universal Championship match

#2: Otis cashes-in MITB contract during the match at WWE Payback

🎵 A girl runs up with somethin' to proveSo don't just stand there BUST A MOVE My Beautiful Peach 😎✊🏻 🎵 @WWE_MandyRose pic.twitter.com/EEvI7Ef99L

— OTIS (Dozer) (@otiswwe) August 25, 2020

It has been widely debated whether or not Otis was the right pick made by WWE as this year's Money in the Bank briefcase winner. Currently, the Universal Title scenario is stacked with heavyweights like Roman Reigns and Braun Strowman contending for Bray Wyatt's Championship at WWE Payback.

Although Otis is one of the most entertaining WWE Superstars on SmackDown, his stock pales in comparison to the names mentioned above. No disrespect intended, but Otis seems like a mismatch when paired with stars like Reigns, Strowman, and Wyatt.

Even though Otis has plenty of time to cash in his MITB contract, it seems as if WWE may have booked themselves into a corner with Otis' status at the moment.

The most (arguably) memorable MITB cash-in probably belongs to Seth Rollins. Rollins cashed-in his MITB briefcase during Roman Reigns and Brock Lesnar's main event contest at WrestleMania 31. Otis could do the same this Sunday at WWE Payback. After all, it would seem more plausible in a Triple Threat Match with all the chaos involved.

Not saying it will happen ,but what if Otis does swerve everybody and wins the universal title at Payback. 👀

— Justawrestlingfan (@Justawrestling5) August 26, 2020

This doesn't necessarily mean that he should successfully cash-in the MITB briefcase since the unpredictability of a Tripe Threat contest means it could go either way.

But in the off-chance that Otis somehow becomes the new Universal Champion at WWE Payback, Bray Wyatt's character could be freed from the chains of being the titleholder without being pinned.