#2 Seth Rollins
Again, you're probably wondering why the hottest superstar on RAW at the moment shouldn't win. Rollins has undoubtedly been the star of the show and positioned himself as the ideal replacement for Roman Reigns as the company top star.
This is the exact reason why he should lose at TLC. For one, him losing doesn't mean that he's going down the card. It means the complete opposite. Him dropping the IC title can be a platform for him to go on to bigger things, such as potentially winning the Royal Rumble and main eventing WrestleMania.
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Who better to drop the title to than Ambrose? The new side of Ambrose can see a refreshing run with the Intercontinental Championship and him winning would be the right call. As of this writing, Seth Rollins is rumoured to face Brock Lesnar at WrestleMania and the first step would be to drop the title to The Lunatic Fringe.