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If you are a regular player and want to become a millionaire in Los Santos, this GTA 5 money guide for both Online and Story Mode will help you achieve the goal. Rockstar Games offers a plethora of money-making methods in the multiplayer version of Grand Theft Auto 5. However, becoming a millionaire is a little tough, considering it is a huge amount. Moreover, while having $1 million in your in-game bank account technically makes you a millionaire, it is not what the term actually means.
Therefore, this GTA 5 money guide will focus on becoming a multi-millionaire in the game so that you can truly become one of the rich players in Los Santos. Following the GTA 5 money guide will also help you rank up effectively as most of the money-making methods give you Reward Points (RP).
Note: Some parts of this GTA money guide are subjective and only reflect the writer’s opinions.
GTA 5 money guide: Identifying the best money-making methods in Grand Theft Auto Online
Identifying the best money-making jobs in Grand Theft Auto Online is one of the most important tasks as it can help you become rich faster. While the popular multiplayer game has many earning sources for players, not all of them are worth grinding. Therefore, hardcore grinders should always focus on the best ones.
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The GTA 5 money guide advises you to grind the following missions and errands to become a millionaire in the multiplayer game:
- Cayo Perico Heist
- Dr. Dre’s VIP Contract
- Bunker business
- Bail Enforcement Office
- Auto Shop business
It is worth noting that while all the aforementioned jobs can be done in groups, you can also do them alone. Therefore, if you play Grand Theft Auto 5 Online solo in 2024, then you must try them every day. Following a routine will help you achieve your goal very quickly and unlock new benefits in the game.
How to grind the Cayo Perico Heist to become a millionaire in Grand Theft Auto 5 Online
As the name implies, it is a heist mission that can make you a millionaire in Grand Theft Auto 5 Online in a single run. However, it will take you around 1.5 to 2 hours to complete the heist and get the payout. The timing also depends on your experience and skills.
But, the most important thing to remember is that you will have to buy the RUNE Kosatka submarine for $2,200,000 (base price) to unlock the mission.
GTA 5 money guide readers should note that the Cayo Perico Heist includes six lootable items with different values. They are as follows:
- Madrazo Files: $1,100,000
- Sinsimito Tequila: $630,000
- Ruby Necklace: $700,000
- Bearer Bonds: $770,000
- Pink Diamond: $1,300,000
- Panther Statue: $1,900,000
The Madrazo Files is a one-time-only loot that spawns on the very first playthrough of the heist. After that, you will get any one of the other five loots. The Panther Statue, which is the highest-rewarding item in this heist has a very low spawning rate.
Additionally, GTA 5 money guide readers can also steal secondary loot from the Cayo Perico Heist. The secondary targets are as follows:
- Cash: Between $78,750 and $83,250
- Artwork: Between $157,500 and $180,000
- Weed: Between $130,500 and $135,000
- Cocaine: Between $198,000 and $202,500
- Gold: Between $328,584 and $333,192
While the final reward depends on various factors, you can theoretically earn between $630,000 and $7.1 million playing the heist. GTA 5 money guide readers are advised to follow the GTA 5 Cayo Perico heist guide to know more details about the popular heist.
How to grind Dr. Dre’s VIP Contract to become a millionaire in Grand Theft Auto 5 Online
When it comes to making the best money through non-heist missions in Grand Theft Auto 5 Online, nothing can beat Dr. Dre’s VIP Contract. It is a solid earning source in the game that can reward you with $1.1 million. However, GTA 5 money guide readers must first own the Agency Business to get access to Dr. Dre’s VIP Contract.
The following are the parameters to unlock the main part of Dr. Dre’s VIP Contract in Grand Theft Auto 5 Online:
- Buy and set up the Agency Business.
- Complete a Security Contract from the Agency computer.
- Visit the Los Santos Golf Club to meet Franklin Clinton and Dr. Dre.
- Complete the On Course setup mission.
- Complete the Setup: Data Recovery mission.
After this, GTA 5 money guide readers will be able to play the main missions of Dr. Dre’s VIP Contract. The chapters and the missions in this contract are as follows:
1. On Course
2. Setup: Data Recovery
3. The Data Leaks
- Setup 1: Nightlife Leak
- Prep 1: Investigation: The Nightclub
- Prep 2: Investigation: The Marina
- Prep 3: Nightlife Leak/Finale
- Setup 2: High Society Leak
- Prep 1: Investigation: The Country Club
- Prep 2: Investigation: Guest List
- Prep 3: High Society Leak/Finale
- Setup 3: South Central Leak
- Prep 1: Investigation: Davis
- Prep 2: Investigation: The Ballas
- Prep 3: South Central Leak/Finale
4. Studio Time
5. Don't F*ck With Dre (finale)
Completing the finale of the VIP Contract will reward you with a solid $1,000,000. Additionally, you can earn around $100,000 from the setup missions.
How to grind the Bunker business to become a millionaire in Grand Theft Auto 5 Online
If you want to become a millionaire in Grand Theft Auto 5 Online by grinding businesses, then the Los Santos Airbase Bunker should be one of your top priorities. It is one of the best passive income sources in GTA Online that can generate millions if you grind it properly.
GTA 5 money guide readers should keep in mind that it is a somewhat costly business, and you will need to invest some money before the business becomes profitable. While buying and operating the Los Santos Airbase Bunker is fairly simple, the GTA 5 Online money guide advises you to apply the following changes as soon as possible:
- Buy Equipment Upgrade for $1,155,000
- Buy Staff Upgrade for $598,500
- Buy Security Upgrade for $351,000
- Assign Staff to Manufacturing
Changing these four settings inside the Los Santos Airbase Bunker will not only boost the production speed but will also increase the market value of the products.
After this, the GTA 5 money guide readers will have to know when and where to sell the products. Rockstar Games allows you to sell any amount of produced goods at any time. However, it is advised to wait for the Stock bar to become full before selling. This way, you will get the most benefits out of your products.
Additionally, the Los Santos Airbase Bunker gives you two locations to sell the produced goods: Los Santos and Blaine County. The former offers the most money whereas the latter offers a little less. If you want to become a millionaire in the multiplayer game, then you should always sell Bunker goods in Los Santos. Selling a full batch of products in Los Santos can easily earn you around $1 million.
GTA 5 money guide readers are advised to follow the GTA 5 Bunker Guide to know more details about grinding the popular business.
How to grind the Bail Enforcement Office to become a millionaire in Grand Theft Auto 5 Online
The Bail Enforcement Office in Grand Theft Auto 5 Online is the latest business and is great for solo grinding. It unlocks the following three money-making methods that you can grind back to back:
- Most Wanted Bounty missions
- Bail Office Bounty missions
- Bounty Hunting through Agents
GTA 5 money guide readers should note that the Bail Enforcement Office does not offer a million dollars as a direct reward. However, the missions and errands will cumulatively offer a huge amount if you grind them for one or two hours. The following is a rough layout of how much you can earn from the Bail Enforcement Office:
- Most Wanted Bounty missions - Around $120,000 per target, one target per day.
- Bail Office Bounty mission - Around $40,000 per target, three targets every hour.
- Bounty Hunting through Agents - Reward amount unknown. Up to two agents can be sent every 45 minutes to catch targets.
If you grind them back to back, you should make around $300,000 per hour in Grand Theft Auto 5 Online.
How to grind the Auto Shop business to become a millionaire in Grand Theft Auto 5 Online
Despite being released over three years ago, the Auto Shop property is still one of the best investments in Grand Theft Auto 5 Online. Owning the property unlocks various perks and features, including money-making methods. They are as follows:
- Personal car customization garage
- Storage for 10 vehicles
- Auto Shop Client Jobs
- Exotic Exports
- Auto Shop Contracts
- Snacks Tray
Since we are focusing on becoming a millionaire in Los Santos, the GTA 5 money guide will put primary emphasis on the Auto Shop Client Jobs and Auto Shop Contracts.
The Auto Shop Contracts are mini heist-like missions that offer between $170,000 and $375,000. Rockstar Games offers six Auto Shop Robbery Contracts. They are as follows:
- The Data Contract - $170,000
- The E.C.U Job - $172,000
- The Prison Contract - $175,000
- The Bank Contract - $178,000
- The Lost Contract - $180,000
- The Agency Deal - $182,000
- The Superdollar Deal - $185,000
- The Union Depository Contract - $300,000 - $375,000
GTA 5 money guide readers should note that doing The Union Depository Contract as a team will reward the full amount. Otherwise, solo players will have to settle for a lesser amount. The other missions reward the same whether you play solo or with a team.
The Auto Shop Client Jobs are a kind of legitimate business where you have to repair customers’ cars and deliver them to their doorsteps. The number of cars depends on whether you have one or two Car Lifts installed inside the property.
The game spawns one car every 45 real-life minutes. Each vehicle has a different reward associated with it. The full profits from a car range between $40,000 and $80,000. However, if you damage the vehicle during delivery the final payout will be reduced depending on the damage.
The same also applies if you put customizations that were not requested by the customer. Therefore, GTA 5 money guide readers are advised to always put only those customizations and features specially requested by the client.
Grinding these five businesses and missions regularly should make you a millionaire in Grand Theft Auto 5 Online very soon. Additionally, GTA 5 money guide readers can also check out the following money-making methods in the multiplayer game:
- Salvage Yard
- MC Club Businesses - Cocaine Lockup, Meth Lab, Counterfeit Cash Factory
- Acid Lab
- Hangar Business
GTA 5 money guide: How to be a millionaire in Story Mode
While the aforementioned methods are only applicable in the multiplayer version of Grand Theft Auto 5, players can also become millionaires in Story Mode. There are two ways through which you Michael De Santa, Franklin Clinton, and Trevor Philips can become millionaires:
- By completing the entire story and getting the payout from the Union Depository heist (The Big Score).
- By manipulating the in-game stock market.
The second option requires you to use Lester Crest’s Assassination Missions. All three characters can become billionaires if they save and invest enough money beforehand. GTA 5 money guide readers are advised to follow the GTA 5 Stock Market Guide to know more about stock market manipulation in story mode.
