Derwin James has signed a lucrative $76.5 million contract with the Los Angeles Chargers. This makes him the highest-paid safety in the NFL. However, many are skeptical of the deal due to the fact that James appears to have been overpaid. This merely highlights how difficult it is to find elite playmakers in the backfield at this juncture.The NFL is littered with bad contracts, mainly because teams have an annual salary cap to work with. This is often compounded by desperation to sign free agents as well as trade for wantaway stars. Rarely does a wantaway star turn his career around in a new environment, especially after being given a lucrative contract. Antonio Brown is a prime example of this.NFL teams are becoming more fastidious when it comes to get-out clauses in big contracts. But there are still those deals that fall through the cracks due to how desperate a team is to get a player to sign. Derwin James’ contract could well be one of those deals, especially with the defender recording just five interceptions in three seasons.But just where does Derwin James rank in the worst current NFL contracts? Here are the five most overpaid stars in the league:#5 – Derwin James, Los Angeles ChargersL.A. Chargers vs. Denver BroncosDerwin James is a good safety. He makes a lot of tackles and plays in a physical style somewhat reminiscent of a younger Kam Chancellor. However, he doesn’t play the ball especially well, as was made clear by his low interception numbers.Teams may well be put off throwing at his area of the field, given his propensity to force incompletions with hard hits. But that doesn’t necessarily equate to him being given such a huge contract. Such a big extension puts pressure on Derwin James. He is now expected to perform like the best safety in the NFL and that isn’t where he is right now.James will cost the Chargers $19.1 million in the first year of his new deal, which is quite the sum for a defender who doesn’t dominate games. At 26, he has many years left to play in the NFL, but his injury history will make the Chargers’ front office sweat.NFL@NFLChargers, safety Derwin James agree to 4-year extension worth an average of $19.1M per year, including $42M guaranteed, making him highest paid safety in NFL. (via @RapSheet)94921297Chargers, safety Derwin James agree to 4-year extension worth an average of $19.1M per year, including $42M guaranteed, making him highest paid safety in NFL. (via @RapSheet) https://t.co/4kXz2scClTNot only did James put them under pressure by turning up to training camp and not playing, but he had serious meniscus issues when he was younger. He has missed NFL games and sat out virtually an entire campaign in 2020. If he suffers any further physical issues, then the contract will begin to make the Chargers look very silly indeed.#4 – Jared Goff, Detroit LionsThe Detroit Lions aren't to blame for the contract handed to Jared GoffThe Los Angeles Rams thought they had their franchise quarterback when they selected Jared Goff. But injuries and a complete collapse of confidence led him to the Detroit Lions. His staggeringly high $134 million contract was signed by the Rams so it isn’t necessarily the Lions' fault. They also retain an exit option at the end of the current NFL season.You have to wonder if the Lions were desperate to secure a quarterback when agreeing to take his contract on in the Matthew Stafford trade. Goff is no longer performing like an elite quarterback. He threw for 3,245 yards in his debut year with the Lions, and he arguably isn’t worth the money he is being paid.If the Lions choose to retain Goff, they may have to swallow the final two years of his deal, which would cost them $41 million in total. This could be a disaster for the franchise.